TRENDS and Insights

From being a traditional niche product, the Schuldschein has evolved to being a serious alternative for other financing products: The traditional deed-based instrument, Germany-based and once owning a rather sedate and dusty reputation, now also attracts growing interest in international markets. With lower documentation requirements than a bond, higher transaction volumes than a loan, combined with a high level of standardization, the Schuldschein more and more stands out as a save and appealing way to invest and an uncomplicated way for companies to acquire external financing.